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N Lake Tr, Monterey, 38574
Priced At: $20,000
Property Details for ID: 1357697
MLS Status: Active
Property Type: Land
On Market Date: 2026-10-02T23:11:19Z
Subdivision: Cumberland Lakes
Public Remarks: **Beautiful 1.1-Acre Wooded Lot Across from Cumberland Lakes Main Lake!** Discover the perfect setting for your dream home on this beautiful approximately 1.1-acre wooded lot in the desirable Cumberland Lakes community. Located directly across the road from the main lake, this property is tucked up on a gentle knoll that rolls toward a great level building site at the back of the lot. Conveniently located between Cookeville and Crossville, Cumberland Lakes offers a recreational lifestyle surrounded by beautiful four-season scenery. Residents enjoy two community lakes for fishing and electric-boat boating, two boat ramps, parks, picnic areas, a clubhouse, and approximately 15 miles of paved community roads ideal for walking and biking. Situated at elevations approaching 2,000 feet, the Cumberland Plateau provides colorful fall foliage, crisp winter days, refreshing spring growth, and comfortable summer temperatures. The community is deed-restricted and designed to preserve its natural character and help maintain property values. A minimum 1,600-square-foot home is required. Private water well required. Fiber-optic internet and electricity are available at the road. A wonderful opportunity to build your dream home in a peaceful, nature-filled community with the added appeal of being just across from the main lake, while enjoying convenient access to the amenities of both Cookeville and Crossville.
Schools Information
Elementary School: ********Middle / Junior School: ********
High School: ********
Building Description
Exterior Features
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HOA Information
HOA Fee: 175
HOA Freq: Yearly
HOA Contact: https://cumberlandlakes.net/
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Directions
36.111031, -85.138171 https://maps.app.goo.gl/Bs7ordNqkEmVXTyU9
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This is your Principal & Interest Payment only - you will still have to add HomeOwners Insurance and Taxes for a Total Monthly Payment. The Loan Amount Figure is based on a 20% down payment, Private Mortgage Insurance (PMI) is required with less than a 20% down payment. I can provide you with names of Mortgage Loan Officers that will provide you more details on your payment and total down payment requirements.
Four Reasons to Use Daniel Parker
Buying or Selling real estate should be fun and simple. With me, that's exactly what you can expect. I will strive to make each and every interaction a professional and pleasant experience!